A car indemnity company has to pay off $ 5.2 million to a cleaning lady who claims she caught a sexually transmitted infection ( STI ) in a Hyundai Genesis .

The cleaning lady , from Missouri , arrogate that she enamour the STI from her x - boyfriend in his car , which was insured by GEICO General Insurance Company . The case alleged that the homo had not expose his transmission with the human papillomavirus ( HPV ) .

Last year , the arbitrator allege that the sexual intercourse in the car had “ straightaway caused , or directly give to cause ” the contagion , and chance that the gentleman was liable for not unwrap his contagion status to the claimant . She was awarded $ 5.2 million in price , to be paid for by the beau ’s insurance company , GEICO .

The insurance policy party seek to subvert this through the Missouri Court of Appeals , claim that the decision was not in tune with Missouri law , asYahoo News reports . However , the three - judge panel consort with the earlier ruling , meaning the company will now have to yield for the ex - boyfriend ’s damages on his behalf .

" If you think about it as an injury sustained while in that person ’s vehicle , then it all fall within what an insurance company would be required to bear , " personal injury attorney Miguel Custodio toldMail Online .

" Usually , injury to rider are the result of a hit , or slamming the door on one ’s finger , that sort of thing . But while a lawsuit over contracting an STD from the insured number one wood may be the first of its kind , this award shows that it ’s not a stretchability for someone to file against an insurance company for any actions occurring in a motor vehicle . "

He added that the ruling could set a precedent that makes insurance companies liable for a wide range of claims . For model , he said , " what if someone contract HIV from their spouse in their partner ’s menage , and the married person did n’t disclose his medical consequence – can you go after their dwelling insurance for this ? "